Daftar Skim Amanah Rakyat 1Malaysia – SARA 1Malaysia

Posted on

Skim Amanah Rakyat 1Malaysia (SARA 1Malaysia) merupakan suatu skim khas yang diperkenalkan oleh Kerajaan Malaysia bertujuan untuk menggalakkan penyertaan golongan berpendapatan rendah menabung dan melabur di samping untuk membantu mereka menangani kesan kenaikan kos sara hidup semasa.
Skim ini dikendalikan dengan kerjasama Permodalan Nasional Berhad (PNB) serta institusi-institusi kewangan terlibat.
Melalui Skim ini, rakyat Malaysia yang berkelayakan akan berpeluang untuk memohon pinjaman berjumlah RM5,000 daripada institusi kewangan terlibat untuk melabur dalam Amanah Saham 1Malaysia (AS 1Malaysia) yang diuruskan oleh Amanah Saham Nasional Berhad (ASNB), dan akan menerima bayaran insentif yang menarik ke atas tabungan dan pelaburan yang dibuat.
Ciri-ciri istimewa

  • Insentif bulanan disediakan kepada para peserta dalam bentuk unit tambahan Amanah Saham 1Malaysia (AS 1Malaysia).
  • Peserta hanya perlu menjelaskan bayaran balik bulanan yang minimum sepanjang tempoh pinjaman 5 tahun.
  • Bayaran insentif disediakan setiap bulan selama 5 tahun. Peserta perlu pastikan sentiasa mempunyai minimum 100 unit AS 1Malaysia dalam buku pelaburan pada setiap masa.

Untuk maklumat lebih lanjut lagi mengenai Skim Amanah Rakyat 1Malaysia, sila layari; 
      SARA 1Malaysia
Bagi menyemak had kelayakan dan dokumen yang diperlukan sila layari; 
Bagi mendapatkan borang pendaftaran, sila download;
Borang Pembiayaan dari Institusi Kewangan terlibat:
      CIMB Bank Berhad
      RHB Bank Berhad

8 thoughts on “Daftar Skim Amanah Rakyat 1Malaysia – SARA 1Malaysia

  1. ELIGIBILITY

    Malaysians aged between 18 and 58 years old
    Gross household income of between RM500 and RM3,000
    Applicants must not be declared bankrupt throughout the loan funding period
    Any other terms set by the banks
    Applicants and / or spouse must not be a participant or beneficiary of any ASNB-related Government programme:
    Program Pembangunan Rakyat Termiskin;
    ASB Sejahtera; and
    ASW2020-Bandar
    Applicants and / or spouse do not have any investments in ASNB unit trust products OR applicants and/or spouse(s) (household) have a combined aggregate investment of less than RM10,000 in all ASNB products
    All-clear status for ASNB unit trust account
    Application is subject to the distribution of Amanah Saham 1Malaysia (AS 1Malaysia)I as stipulated and availability:
    Bumiputera – 50%;
    Chinese – 30%;
    Indian – 15%; and
    Others – 5%
    Only one member of the household is eligible to obtain the loan funding
    Application is approved for a loan at one bank

    DEFINITION OF HOUSEHOLD
    Eligible household refers to individuals with gross household monthly income of between RM500 and RM3,000 including the following categories:

    Married – a combination of gross income of the husband and wife; and
    Single mothers or fathers – individual gross income.

Leave a Reply

Your email address will not be published. Required fields are marked *